Everyone’s driving history is unique, and even the most cautious driver faces risks when they get out on the road. If you’re accused of a driving offense, you may need an SR-22 certificate. These come from your insurer, and they go on your DMV record as a way to verify that you have auto insurance.
Why do People Get SR-22s?
There are a few reasons a driver may have to get an SR-22 certificate, but all indicate that you’re a high-risk driver. Things like DUIs, speeding tickets, license suspensions, accidents, and driving without auto insurance may lead you to need an SR-22 in Homewood IL. In most cases, you’ll have to carry the certificate for at least two years, and it’s important to avoid further traffic offenses.
Face Your Charges
An SR-22 requirement may arise from the driving charges listed above, all of which will remain on your record. The best way to get back on the road is to face your charges, pay fines, and attend court hearings. When you cooperate with the authorities, they can give you further information on the SR-22 requirement.
Call Your Insurer
Your auto insurance company is usually responsible for filing the SR-22 certificate. However, after you’ve received the requirement from the state, it’s your responsibility to call your insurer to request it. If you don’t pay attention to the charges, you may not have the right verification on your record, and you may need to adjust your coverage level.
Conclusion
Your job as an SR-22 holder is to be a safe driver. Don’t re-offend, improve your record, and get back on the road safely.
